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Michael Hermann

Reverse Mortgage Specialist

NMLS# 2220857


1414 Soquel Ave, #207, Santa Cruz, California 95062

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About Me

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Michael Hermann specializes in giving seniors the tools they need to be able to continue living in their homes. When he joined the reverse mortgage industry in 2021, he established a goal of educating seniors on the benefits of a reverse mortgage.

“I’m extremely honored to have my clients share their unique lives and financial situations with me,” said Michael. “Being able to listen to their needs and helping them determine which reverse mortgage loan is right for them, so that they can continue living in their homes with greater financial security, is very rewarding to me.”

Since joining the reverse mortgage industry, Michael has seen that “this too shall pass.” The older generation has the wisdom to make good, long-term decisions for their retirement needs.

Michael currently resides in Aptos, California. He enjoys ocean watersports and hiking in his local state parks. He also enjoys spending time with his wife and daughter.

Michael is a great listener, and he feels privileged to have his clients share their personal stories with him. He is dedicated to helping them understand their options and find a solution that works best for them. Contact Michael Hermann today to learn about how he can help you with your reverse mortgage needs!

Michael volunteers and donates to the Grey Bears, an organization that supports seniors through food deliveries and provides other resources.

When not working, he loves to hike at UC-Santa Cruz, Nisene Marks State Park, and Henry Cowell State Park. I enjoy swimming and ocean water sports in the Monterey Bay, and exercising at Toadal Fitness.

He also enjoys going with my wife and daughters to the Monterey Bay Aquarium, Wilder Ranch State Park, and the UC-Santa Cruz Arboretum & Botanic Garden.

If you are looking for a reverse mortgage specialist, give me a call directly at 1-818-481-4467 or fill out the form on this page to get started. I look forward to working with you!

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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