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Wendy Oshiro

Sales Manager | Reverse Mortgage Specialist

NMLS# 391477

1-808-753-9819

1200 Ala Moana Boulevard, Suite # 380, Honolulu, HI 96814

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About Me

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Wendy Oshiro is a Reverse Mortgage Specialist who brings a deeply personal understanding and a passionate commitment to helping clients explore all their retirement options—especially when it comes to reverse mortgages. Licensed in Hawai‘i and active in the mortgage and real estate communities, Wendy combines professional knowledge with life experience to guide homeowners through some of their most important financial decisions.

Years ago, Wendy faced a difficult choice when her parents suddenly lost their independence. At the time, she declined a reverse mortgage and chose to sell the home her family had cherished for nearly 30 years. The emotional and financial consequences of that decision left a lasting impression—and now fuel her commitment to helping others understand the full range of solutions available to them. Today, Wendy is passionate about empowering clients through education, so they can make well-informed choices that support both financial security and quality of life.

Wendy’s professional experience extends beyond mortgages. She’s been a dedicated volunteer with organizations such as Hawai‘i Meals on Wheels, the Arthritis Foundation, and the American Heart Association. She previously served as a cohost of an informational radio show for Kupuna and was a member of the KHON2 Kupuna Advisory Board. She’s also the founder of Heartmade by Wendy, a local cookie and treat business that supports community fundraisers, including the Boys and Girls Club of Hawai’i.

In her free time, Wendy enjoys hiking, baking, and spending time with her family and beloved dog. Whether she’s guiding clients through their financial options or serving the local community, Wendy is driven by compassion, connection, and the belief that the right information can make all the difference.

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Common Examples of What a HECM Can Help You Do

  • Purchase a new home to fit your lifestyle needs
  • Reduce monthly expenses by paying off existing mortgage
  • Enhance your cash flow
  • Create an emergency fund
  • Fund for home repairs or upgrades
  • Fund the expense for caregivers, live-in nurses, or other in-home care
  • Protect your retirement portfolio
  • Reduce monthly expenses by paying debt
  • Incorporate housing wealth into your retirement plan
  • Increase cash to help ensure monthly bills are paid
  • Reduce the burden of out-of-pocket healthcare costs
  • Have the cash for a large expense, such as a vacation or vehicle
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